CASE STUDY: Injured Employee Receives Lowball Offer From Insurer, Works with Eden Rafferty to Triple Settlement Value

Insurance Offered: $27,000

We Got: $121,000

Background

Over the years, the attorneys at Eden Rafferty have built a strong reputation for being the top Workers’ Compensation lawyers in the state of Massachusetts. Some of our clients approach us like this man did, after receiving a low-ball offer from his insurer.

Our client suffered a shoulder injury while moving a heavy load at work. He went to his doctor, who recommended conservative management rather than invasive surgery. Our client followed his doctor’s orders and underwent physical therapy, but it was unsuccessful. His doctor then recommended surgery to repair the shoulder.

But even after the surgery, our client’s shoulder did not regain full strength or range of motion and continued to give him significant pain. His surgeon concluded that he needed further therapy and was unable to return to work.

Approach

Our client’s insurer made him an offer, but he wasn’t sure if it was a fair one. He took his case to Eden Rafferty because he knew he could trust us to protect his best interests.

We at Eden Rafferty crafted a fee agreement by which Eden Rafferty’s compensation would be based solely on the increased amount of the final settlement.

We also identified that our client was a good candidate for filing a claim for Social Security Disability Insurance benefits. We assisted him with his SSDI application and the additional paperwork needed to support his claim.

Results

Within two months of hiring our experienced Workers’ Compensation lawyer, the employee settled his Workers’ Compensation claim with the insurer for 3.5 times more than he was initially offered. The insurer’s original offer was $27,000. The final settlement value was $121,000.

Our clients’ SSDI claim got approved as well, resulting in a large one-time payment of back benefits plus ongoing SSDI payments for the employee over and above his Workers’ Compensation settlement.